Gane 5 % y gástelo al instante

Gane cada segundo y gaste en todo el mundo con una tarjeta de débito Visa.

4,9
Regístrese en segundos
Man paying with a Zeal debit card at a restaurant—fast, contactless checkout.
Close-up of a smartwatch displaying Zeal app notifications for earning $10 and €4 in cashback rewards this week.

Gane en EUR o USD mientras se dedica a lo que más importa en la vida.

Gane cada segundo
Hand holding a smartphone showing the Zeal finance app dashboard with €40,000 balance, savings yield and card options.

Todos sus activos en un solo lugar, bajo su control total. Sin bancos, sin intermediarios.

Autocustodia
Smartphone confirming a contactless payment with a mobile wallet at a card reader, Zeal Visa card shown on screen.

Gaste en el extranjero sin comisiones de cambio y con hasta un 4 % de cashback.

Gaste en más de 150 países
Zeal
Cuenta bancaria

Gane
sin bloqueos ni límites

Retire en cualquier momento o gaste al instante
Interés compuesto cada segundo en USD o EUR¹
0 % de pérdidas históricas
Empiece a ganar

Gaste sin comisiones de cambio en más de 150 países

Gaste en el extranjero al tipo medio de Visa²
Tarjetas virtuales y físicas
Obtenga hasta un 4 % de cashback³
Más información >
Configure su tarjeta
Smartphone confirming a contactless payment with a mobile wallet at a card reader, Zeal Visa card shown on screen.

Transferencias bancarias y tarjetas reguladas

Transferencias bancarias reguladas procesadas por Monerium ehf, una entidad de dinero electrónico autorizada y proveedor de servicios de activos virtuales, regulada por el Banco Central de Islandia.⁴

Tarjetas de débito reguladas emitidas por Monavate Limited junto con Gnosis Pay Co Ltd. Licenciadas por VISA Europe y reguladas por la Financial Conduct Authority como entidad de dinero electrónico.⁵

Zeal es un software de autocustodia y como tal NO está regulado en ninguna jurisdicción.

Reseñas

Massimo profile photo
Massimo
Review platform logo
"the end game for stablecoin payments"
Felix profile photo
Felix
X (Twitter) logo
"This is one of the ways I am onboarding my non web3 friends. They're gobsmacked when they see @zealwallet and @gnosispay together in action.."
newyorkerreader profile photo
newyorkerreader
Apple App Store logo
"Works great with Gnosis Pay. Actually better than the Gnosis Pay app! Well done. Great interface, snappy and nice looking!"
rebelVegans profile photo
rebelVegans
Review platform logo
"Best self-custodial crypto bank by far."
Fred profile photo
Fred
Review platform logo
"Really easy to use, supports a wide range of networks and incorporates all the cutting edge features you would expect in the best self-custodial wallet"
easaaa profile photo
easaaa
Apple App Store logo
"Fantastic!!!! There is nothing better"
DeFi Warhol profile photo
DeFi Warhol
X (Twitter) logo
"My Crypto Cards Tier S: @gnosispay: Fully self-custodial Visa card with near-zero fees, seamless @zealwallet integration, and up to 5% cashback in $GNO. One of the best options for European users."
Yury_02 profile photo
Yury_02
Apple App Store logo
"Next gen banking app. Zeal is the futur of finance"
Linuxcity profile photo
Linuxcity
Apple App Store logo
"A must have for Gnosis Pay card. I have been using gnosis pay card with their Web UI for a while before someone recommended Zeal in discord."
Allions profile photo
Allions
Apple App Store logo
"App and exceptional service. Finally a functional service and really great integration with Gnosis Pay. Compliments!"
Marc Zeller profile photo
Marc Zeller
X (Twitter) logo
"I do 99% of my spending with the card...I have 5% cashback and I'm a user since almost day one"
PizzaPeppino profile photo
PizzaPeppino
Apple App Store logo
"Best wallet. I never leave a review but this wallet is just so good. If you want mainstream to join and become bankless then this is the wallet to do it."
Malek profile photo
Malek
Review platform logo
"great UX and awesome service :)"
Shum379 profile photo
Shum379
Apple App Store logo
"One of the most, if not the most, user-friendly DeFi-native wallets on the market."
19Harding98 profile photo
19Harding98
Apple App Store logo
"Zeal is killing it with their wallet. The integration with unblock and GnosisPay is a game changer."
Maria profile photo
Maria
Apple App Store logo
"So far the communication with the support team is quick and efficient. I also enjoy having the possibility of a cash back while spending."
Mikkel profile photo
Mikkel
Review platform logo
Best app ever for crypto!
Ghassan profile photo
Ghassan
Review platform logo
"very good wallet, on pair or better then metamask, and you can use the gnosis pay card directly intergrated in here aswell."
Caron profile photo
Caron
Review platform logo
"Awesome experience with the gnosis pay integration"
David profile photo
David
Review platform logo
"The best crypto wallet I've used. Gnosis Pay integration is very smooth, and lots of other great features"
Marc Zeller profile photo
Marc Zeller
X (Twitter) logo
"My idle EUR is comfortably earning 4% on Aave via @zealwallet. When I want to spend it, I have my Gnosis Pay card earning cashback. I use my TradFi account less and less. DeFi is simply superior. Just use Aave."
Stanislav profile photo
Stanislav
Review platform logo
"All my on-chain stuff just in my pocket, together with stuff custodial card! That's great"
Bogdan profile photo
Bogdan
Review platform logo
"gud app much OP tradfi in shambles"
Raphael.bzh profile photo
Raphael.bzh
Apple App Store logo
"Genuinely impressed. Hands down the most polished Crypto app I have ever used. Onboarding is very easy, UX perfect, and it works really well."
Jeremy profile photo
Jeremy
Review platform logo
"best app wallet to manage your gnosis pay card, developers keep updating and improving the app over time, I highly recommend it as first step in Defi!"
dcbuilder.eth profile photo
dcbuilder.eth
X (Twitter) logo
"I love @gnosispay! Huge congrats @koeppelmann and friends"
Fabian profile photo
Fabian
Review platform logo
"Great app, especially in connection with a gnosis pay card! Seamless integration."
Je l'aurai un jour!! profile photo
Je l'aurai un jour!!
Apple App Store logo
"Amazing app !! I am still exploring some features but from far the best mobile wallet I have ever used 😊"
Rosco Kalis profile photo
Rosco Kalis
X (Twitter) logo
"Replying to @lemiscate @gnosispay and @zealwallet. Finally we have cashback on card payments in Europe. Always felt like such a big hack when Americans told me about it. I'm happy that it was driven by crypto rather than legacy financial institutions."
Li-Lou profile photo
Li-Lou
Apple App Store logo
"The app was stunning and great to use! I got so much money back!
Osvaldo profile photo
Osvaldo
X (Twitter) logo
"My favorite Crypto Card is definitely @gnosispay. Every week Cashback rewards arrive and you can use your $GNO as you want! For example I used them to top up my Card and through the @zealwallet swap function it's a breeze. I highly recommend this Crypto Card for monetize your usually purchase in Digital and Physical shops. I already recovered my investment of Stake"
luishxyz profile photo
luishxyz
Apple App Store logo
"good wallet, best interface for the gnosis ... super happy"
fameal profile photo
fameal
Apple App Store logo
"Great experience. Everything works smoothly. I love that I can have my assets earning and it will auto rebalance so I can also spend them."
Turebronx profile photo
Turebronx
Apple App Store logo
"Top. Useful and convenient function"
Jonas profile photo
Jonas
X (Twitter) logo
"Impressed with the @zealwallet. For the first time, there really is a web3 alternative for a traditional bank account with all the functionality you need to run your personal finances."
Crypto Bloke profile photo
Crypto Bloke
Review platform logo
"Feedback of more than 6 month use of Zeal smart account wallet. Very satisfied with the defi integration and features provided with the use of a Gnosis Pay Visa card. auto recharge of card from 2 different yield (Sky USD and Aave Eure) i use the app on a daily basis to manage spending and crypto trading at a beginner level very convenient to use. the Zeal team is dedicated to build what users features requests. this product is great.try it and you will never use MM again afterward"
Marc Zeller profile photo
Marc Zeller
X (Twitter) logo
"Damn I love my @gnosispay card powered by @zealwallet."
Paul profile photo
Paul
Review platform logo
"Great wallet to use with my Gnosis VISA card. makes managing my spending on mobile soooo easy!"
rebelVegans profile photo
rebelVegans
Review platform logo
"Best self-custodial crypto bank by far."
Felix profile photo
Felix
X (Twitter) logo
"This is one of the ways I am onboarding my non web3 friends. They're gobsmacked when they see @zealwallet and @gnosispay together in action.."
Stanislav profile photo
Stanislav
Review platform logo
"All my on-chain stuff just in my pocket, together with stuff custodial card! That's great"
Maria profile photo
Maria
Apple App Store logo
"So far the communication with the support team is quick and efficient. I also enjoy having the possibility of a cash back while spending."
Fabian profile photo
Fabian
Review platform logo
"Great app, especially in connection with a gnosis pay card! Seamless integration."
Shum379 profile photo
Shum379
Apple App Store logo
"One of the most, if not the most, user-friendly DeFi-native wallets on the market."
Marc Zeller profile photo
Marc Zeller
X (Twitter) logo
"I do 99% of my spending with the card...I have 5% cashback and I'm a user since almost day one"
Rosco Kalis profile photo
Rosco Kalis
X (Twitter) logo
"Replying to @lemiscate @gnosispay and @zealwallet. Finally we have cashback on card payments in Europe. Always felt like such a big hack when Americans told me about it. I'm happy that it was driven by crypto rather than legacy financial institutions."
Li-Lou profile photo
Li-Lou
Apple App Store logo
"The app was stunning and great to use! I got so much money back!
Mikkel profile photo
Mikkel
Review platform logo
Best app ever for crypto!
Fred profile photo
Fred
Review platform logo
"Really easy to use, supports a wide range of networks and incorporates all the cutting edge features you would expect in the best self-custodial wallet"
Yury_02 profile photo
Yury_02
Apple App Store logo
"Next gen banking app. Zeal is the futur of finance"
Massimo profile photo
Massimo
Review platform logo
"the end game for stablecoin payments"
easaaa profile photo
easaaa
Apple App Store logo
"Fantastic!!!! There is nothing better"
Bogdan profile photo
Bogdan
Review platform logo
"gud app much OP tradfi in shambles"
fameal profile photo
fameal
Apple App Store logo
"Great experience. Everything works smoothly. I love that I can have my assets earning and it will auto rebalance so I can also spend them."
Allions profile photo
Allions
Apple App Store logo
"App and exceptional service. Finally a functional service and really great integration with Gnosis Pay. Compliments!"
Caron profile photo
Caron
Review platform logo
"Awesome experience with the gnosis pay integration"
DeFi Warhol profile photo
DeFi Warhol
X (Twitter) logo
"My Crypto Cards Tier S: @gnosispay: Fully self-custodial Visa card with near-zero fees, seamless @zealwallet integration, and up to 5% cashback in $GNO. One of the best options for European users."
Linuxcity profile photo
Linuxcity
Apple App Store logo
"A must have for Gnosis Pay card. I have been using gnosis pay card with their Web UI for a while before someone recommended Zeal in discord."
Paul profile photo
Paul
Review platform logo
"Great wallet to use with my Gnosis VISA card. makes managing my spending on mobile soooo easy!"
Jonas profile photo
Jonas
X (Twitter) logo
"Impressed with the @zealwallet. For the first time, there really is a web3 alternative for a traditional bank account with all the functionality you need to run your personal finances."
dcbuilder.eth profile photo
dcbuilder.eth
X (Twitter) logo
"I love @gnosispay! Huge congrats @koeppelmann and friends"
newyorkerreader profile photo
newyorkerreader
Apple App Store logo
"Works great with Gnosis Pay. Actually better than the Gnosis Pay app! Well done. Great interface, snappy and nice looking!"
Raphael.bzh profile photo
Raphael.bzh
Apple App Store logo
"Genuinely impressed. Hands down the most polished Crypto app I have ever used. Onboarding is very easy, UX perfect, and it works really well."
Osvaldo profile photo
Osvaldo
X (Twitter) logo
"My favorite Crypto Card is definitely @gnosispay. Every week Cashback rewards arrive and you can use your $GNO as you want! For example I used them to top up my Card and through the @zealwallet swap function it's a breeze. I highly recommend this Crypto Card for monetize your usually purchase in Digital and Physical shops. I already recovered my investment of Stake"
Marc Zeller profile photo
Marc Zeller
X (Twitter) logo
"My idle EUR is comfortably earning 4% on Aave via @zealwallet. When I want to spend it, I have my Gnosis Pay card earning cashback. I use my TradFi account less and less. DeFi is simply superior. Just use Aave."
Je l'aurai un jour!! profile photo
Je l'aurai un jour!!
Apple App Store logo
"Amazing app !! I am still exploring some features but from far the best mobile wallet I have ever used 😊"
Crypto Bloke profile photo
Crypto Bloke
Review platform logo
"Feedback of more than 6 month use of Zeal smart account wallet. Very satisfied with the defi integration and features provided with the use of a Gnosis Pay Visa card. auto recharge of card from 2 different yield (Sky USD and Aave Eure) i use the app on a daily basis to manage spending and crypto trading at a beginner level very convenient to use. the Zeal team is dedicated to build what users features requests. this product is great.try it and you will never use MM again afterward"
David profile photo
David
Review platform logo
"The best crypto wallet I've used. Gnosis Pay integration is very smooth, and lots of other great features"
Malek profile photo
Malek
Review platform logo
"great UX and awesome service :)"
Marc Zeller profile photo
Marc Zeller
X (Twitter) logo
"Damn I love my @gnosispay card powered by @zealwallet."
PizzaPeppino profile photo
PizzaPeppino
Apple App Store logo
"Best wallet. I never leave a review but this wallet is just so good. If you want mainstream to join and become bankless then this is the wallet to do it."
luishxyz profile photo
luishxyz
Apple App Store logo
"good wallet, best interface for the gnosis ... super happy"
Turebronx profile photo
Turebronx
Apple App Store logo
"Top. Useful and convenient function"
Jeremy profile photo
Jeremy
Review platform logo
"best app wallet to manage your gnosis pay card, developers keep updating and improving the app over time, I highly recommend it as first step in Defi!"
Ghassan profile photo
Ghassan
Review platform logo
"very good wallet, on pair or better then metamask, and you can use the gnosis pay card directly intergrated in here aswell."
19Harding98 profile photo
19Harding98
Apple App Store logo
"Zeal is killing it with their wallet. The integration with unblock and GnosisPay is a game changer."

La libertad y la responsabilidad del efectivo

Más privado que su banco privado. El dinero digital se autocustodia como el efectivo real. Sus activos permanecen completamente bajo su control. Ningún banco o empresa puede congelar o embargar su dinero.
Los activos autocustodiados NO están protegidos como una cuenta bancaria. Al igual que el efectivo en su cartera, mantenerlo seguro es su responsabilidad. Si pierde fondos, es probable que no puedan recuperarse.
Hand holding a smartphone showing the Zeal finance app dashboard with €40,000 balance, savings yield and card options.

Seguridad implacable para su tranquilidad

ard payment notification showing €300 paid and €12 cashback on a dark app UI.
Alertas en tiempo real para cada transacción
Biometric face authentication icon on a dark background.
Protegido con Passkeys biométricas, más seguras que las contraseñas
Freeze card toggle switch with a snowflake icon on a dark app UI.
Congele su tarjeta, detenga actividades sospechosas
PARA GANANCIAS: Capital en riesgo
¹ El rendimiento anual actual (6 % APY) es la tasa anualizada de ganancia en tiempo real. No es fija y cambiará según las condiciones del mercado. Los activos se encuentran en las plataformas de finanzas descentralizadas Sky y Aave, donde los rendimientos se generan en versiones digitales de USD (sDAI) y EUR (EURe). Su capital está en riesgo y sus activos no están protegidos por ningún sistema de garantía de depósitos gubernamental o privado. Usted asume todos los riesgos asociados a sus depósitos y puede perder todo su capital.

PARA TARJETAS:
⁵ Las tarjetas son gestionadas por Gnosis Pay Co Ltd, una empresa registrada en el Reino Unido (N.º 14919639). La tarjeta de débito Gnosis Pay es emitida por Monavate Limited bajo licencia de VISA Europe Limited. Monavate Limited está autorizada y regulada por la Financial Conduct Authority como entidad de dinero electrónico según las Electronic Money Regulations 2011 para la emisión de dinero electrónico (FRN: 901097).
² Al gastar en otra divisa con la tarjeta Gnosis Pay, se utiliza el tipo de cambio mayorista de Visa, que es muy competitivo. El tipo de cambio está sujeto a variaciones. Zeal no cobra comisiones de cambio adicionales. Pueden aplicarse otras tarifas de Gnosis Pay, como las de retirada en cajeros automáticos, según su documentación. Para consultar el tipo de cambio actual de Visa, utilice la Calculadora de conversión de divisas de Visa.
³ El programa de cashback es gestionado por Gnosis Pay. Las recompensas se pagan en GNO, una moneda digital, en Gnosis Chain. Para ser elegible para el cashback, debe poseer GNO en su Gnosis Pay Card Safe. La cantidad de cashback depende de la cantidad de GNO que posea. Las tasas de cashback están sujetas a cambios y pueden variar según el programa. Para más detalles, consulte la documentación de Gnosis Pay.

PARA TRANSFERENCIAS BANCARIAS:
⁴ Las transferencias bancarias en euros son procesadas por Monerium ehf (registrada en Islandia N.º 550512-1060). Monerium ehf. está autorizada como entidad de dinero electrónico y como proveedor de servicios de activos virtuales por la Autoridad de Supervisión Financiera del Banco Central de Islandia en virtud de la Ley N.º 17/2013 sobre la emisión de dinero electrónico y la Ley N.º 18/2018 sobre medidas contra el blanqueo de capitales. Otras transferencias bancarias son procesadas por Unblock LT UAB, empresa registrada en Lituania con número de registro 306159788. Estamos registrados y autorizados por el FNTT para prestar servicios de intercambio y custodia VASP. Nuestra sede social se encuentra en Prienų r. sav., Balbieriškis, Klevų g. 25-22.

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